You can pay with PayPal, Visa, Master Card, Check or drawing money directly from your bank (Bank Draft) U.S. only. The password is on or with the CD to open the book. You can download the title and it is complete and is ready to read after downloading. The address where you can download the title from will be sent after receiving your order and you will receive the password with this email.
If you do not have a PayPal account you can sign up for FREE. Once you have the account you can draw the payment from your bank account, or pay by your credit card just about anywhere in the world.